Terms of Service

1. Acceptance of Terms

By accessing, browsing, registering for, or otherwise using any part of the Vextor Capital Service, you expressly acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy, Cookie Policy, and Risk Disclosure Statement.

Your acceptance includes any future amendments to these Terms. We reserve the right to modify, update, or replace these Terms at any time at our sole discretion. When we make material changes, we will update the “Last Updated” date at the top of this page and, where feasible, provide notice through the Service or via email if you have registered an account. Your continued use of the Service after any modifications become effective constitutes your binding acceptance of the updated Terms.

If you are entering into these Terms on behalf of a company, organization, or other legal entity (“Entity”), you represent and warrant that you have full legal authority to bind that Entity to these Terms, that the Entity agrees to these Terms, and that you are authorized to act on behalf of the Entity. In such cases, “you” and “your” shall refer to that Entity.

If you do not accept these Terms, or if you lack the authority to accept on behalf of your organization, you are not authorized to access or use the Service. Vextor Capital reserves the right to refuse service to anyone at any time for any reason consistent with applicable law.

2. Description of Service

Vextor Capital is a global financial intelligence platform that aggregates, processes, and presents financial market data, news, analysis, and educational content across multiple asset classes. The Service encompasses the following categories of functionality:

The Service is designed to help users understand financial markets, track asset prices, and develop financial literacy. Vextor Capital is explicitly and solely an information and educational platform. We do not:

• Execute trades, purchase, or sell securities, cryptocurrencies, or any other financial instrument on behalf of users
• Manage investment portfolios or hold client assets
• Provide personalized investment advice tailored to individual financial circumstances
• Operate as a broker-dealer, investment advisor, commodity trading advisor, or any other regulated financial intermediary
• Guarantee any particular investment outcome or return
• Provide tax, legal, or accounting advice

3. Not Financial Advice — Critical Disclaimer

This section contains the most important legal limitation in these Terms. You must read, understand, and accept it as a condition of using Vextor Capital.

All content, data, tools, calculators, analysis, commentary, news, research, prices, charts, and other materials provided through Vextor Capital (collectively, “Content”) are provided strictly for general informational and educational purposes only. The Content does not constitute, and must not be interpreted as, any of the following:

Financial markets are inherently unpredictable and involve substantial risk. Asset prices can fall as well as rise. You may lose some or all of your invested capital. Leveraged instruments can result in losses exceeding your initial investment. The historical financial data displayed on Vextor Capital, including historical price returns and volatility statistics, does not guarantee or suggest that similar performance will occur in the future.

Before making any investment or financial decision, you should:

• Carefully consider your investment objectives, risk tolerance, time horizon, and financial situation
• Conduct your own independent research and due diligence
• Seek personalized advice from a qualified, licensed financial advisor registered with the appropriate regulatory authority
• Review the prospectus or offering documents of any investment product before investing
• Understand that past performance is not a reliable indicator of future results

The financial content on Vextor Capital covers markets including equities, cryptocurrencies, foreign exchange, commodities, ETFs, and fixed income. These markets carry varying degrees of risk and regulatory protection. Cryptocurrency markets in particular are largely unregulated in many jurisdictions, highly volatile, and subject to manipulation, liquidity risk, and complete loss of value. Nothing on Vextor Capital should be construed as encouraging investment in any particular asset class.

4. Regulatory Status and Compliance

Vextor Capital is a financial media and information platform. It is important that users understand our regulatory status clearly:

Financial regulation exists to protect consumers. Because Vextor Capital is not a regulated financial services provider, users do not benefit from the investor protection mechanisms that apply to regulated entities. These protections can include segregation of client assets, compensation schemes, complaint resolution procedures, and suitability assessments before financial products are offered.

We strongly encourage users to verify the regulatory status of any financial product or service provider before investing. Useful regulatory resources include:

• SEC EDGAR investor research database
• FINRA BrokerCheck — verify broker/advisor registration
• CFTC SmartCheck — verify commodity trading advisors
• FCA Financial Services Register (UK)
• ESMA — European financial regulation information

5. Data Accuracy, Limitations, and Sources

Vextor Capital sources market data from multiple third-party data providers. While we make commercially reasonable efforts to ensure data quality, we cannot guarantee the accuracy, completeness, timeliness, or fitness for any particular purpose of any data displayed on the platform. Data is aggregated automatically and may contain errors, omissions, or discrepancies.

Data Providers

Known Data Limitations

• Market data on the free tier of our platform may be delayed by 15 minutes or more for U.S. equities. We do not currently offer guaranteed real-time data for all asset classes.
• Cryptocurrency prices are aggregated from multiple exchanges and represent a composite price. The price on any specific exchange at a given moment may differ materially from what is displayed.
• Historical performance data is adjusted for splits and dividends where data providers support this, but may not reflect all corporate actions accurately.
• News content is aggregated from third-party sources. Vextor Capital is not the original publisher and cannot verify the accuracy of third-party news content.
• Financial calculations performed by our tools use simplified models for illustrative purposes. They do not account for transaction costs, taxes, slippage, currency fluctuations, inflation, or other real-world factors that affect actual investment returns.
• Economic data from FRED and other macroeconomic sources is subject to revision. Initial releases of economic statistics are frequently revised as more complete data becomes available.
• Data may not be available during exchange maintenance windows, public holidays, or periods of technical disruption at our data providers.
• International market data coverage varies. Emerging market and small-cap securities may have limited or no coverage on our platform.

You acknowledge that relying on data from Vextor Capital for trading or investment decisions without independent verification is done entirely at your own risk. For critical financial decisions, always verify data through official exchange feeds, issuer filings on SEC EDGAR, or your regulated financial services provider.

6. Eligible Users and Age Requirements

The Vextor Capital Service is intended for users who are at least 18 years of age, or the age of majority in their jurisdiction of residence, whichever is greater. By using the Service, you represent and warrant that you meet this age requirement.

Vextor Capital does not knowingly collect information from, or market the Service to, children under the age of 13. If we become aware that a user is under 13, we will promptly delete any associated account and data. If you are a parent or guardian and believe your child has accessed the Service or provided personal information, please contact us immediately at vextorcapital@vextorcapital.com.

The Service is available globally, subject to applicable laws and regulations. Users are responsible for determining whether access to Vextor Capital is legal in their jurisdiction. In particular, access to certain financial market data and cryptocurrency information may be restricted or subject to regulatory requirements in some countries. It is your sole responsibility to comply with the laws of your jurisdiction, including any applicable securities laws, data protection laws, and import/export restrictions.

Vextor Capital does not represent that the Service is appropriate or available for use in all jurisdictions. We reserve the right to restrict access in any jurisdiction where doing so would be required by law, where we determine that legal or regulatory risk is unacceptable, or for any other business reason.

7. User Accounts and Security

Certain features of the Service may require you to create a registered user account. Account registration may be subject to additional eligibility requirements, terms, and verification procedures. By creating an account, you agree to the following obligations:

8. Acceptable Use Policy

You agree to use Vextor Capital only for lawful purposes and in a manner consistent with all applicable local, national, and international laws and regulations. The following activities are strictly prohibited:

Vextor Capital reserves the right to investigate suspected violations of this policy and to take appropriate action, including removing Content, suspending or terminating accounts, reporting to law enforcement, and seeking civil remedies. We cooperate with law enforcement agencies in connection with investigations of unlawful activity conducted through the Service.

9. Intellectual Property Rights

The Vextor Capital Service and its entire contents, features, and functionality — including but not limited to text, articles, editorial analysis, data visualizations, tool interfaces, design elements, graphics, icons, logos, color schemes, user interface layouts, code, databases, and the selection, coordination, and arrangement of data — are owned by Vextor Capital, its licensors, or other rights holders and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

The “Vextor Capital” name, logo, and all related marks, trade names, product names, and taglines are trademarks of Vextor Capital. You may not use any Vextor Capital trademark without our express prior written consent. The use of Vextor Capital trademarks in a manner that is likely to cause confusion, dilute our brand, or falsely suggest an association with Vextor Capital is strictly prohibited.

Limited License to Users

Subject to your compliance with these Terms, Vextor Capital grants you a limited, non-exclusive, non-sublicensable, non-transferable, revocable license to access and use the Service for your personal, non-commercial informational purposes. This license expressly does not include:

• The right to resell, redistribute, or commercially exploit any Content
• The right to create derivative works based on Content without our permission
• The right to reproduce Content beyond normal browser caching
• The right to use data mining, robots, or automated extraction tools
• Any rights not explicitly granted in these Terms

Third-Party Data Licensing

Market data displayed on Vextor Capital is licensed from third-party data providers including CoinGecko, Polygon.io, Alpha Vantage, Financial Modeling Prep, FRED, and others. This data is subject to the terms and intellectual property rights of those providers in addition to our Terms. Redistribution of licensed market data requires authorization from both Vextor Capital and the applicable data provider.

Copyright Infringement (DMCA)

If you believe that your copyrighted work has been reproduced on Vextor Capital in a manner that constitutes copyright infringement, please submit a notification pursuant to the Digital Millennium Copyright Act (17 U.S.C. § 512) to our designated agent at vextorcapital@vextorcapital.comwith the subject line “DMCA Notice.” Your notice must include: identification of the copyrighted work, identification of the allegedly infringing material and its location on Vextor Capital, your contact information, a statement of good faith belief that the use is unauthorized, and a declaration under penalty of perjury that the information is accurate and that you are the copyright owner or authorized to act on the owner's behalf.

10. User-Generated Content

To the extent the Service permits you to submit, post, upload, or transmit comments, feedback, suggestions, portfolio data, watchlist information, or other materials (“User Content”), you grant Vextor Capital a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in connection with operating and improving the Service.

You represent and warrant that: (a) you own or have the necessary rights to submit User Content; (b) User Content does not violate any applicable law or third-party right; and (c) User Content does not contain false or misleading financial information or any content prohibited by our Acceptable Use Policy.

Vextor Capital does not endorse any User Content and is not responsible for any content submitted by users. We reserve the right to remove User Content that violates these Terms or that we determine in our sole discretion is otherwise objectionable, without notice to you.

11. Third-Party Services and Links

Vextor Capital integrates with, links to, or embeds content from third-party websites, services, applications, and data providers. These third-party services are governed by their own terms of service and privacy policies, over which Vextor Capital has no control. Third-party services we use include:

• Google Analytics and Google Tag Manager — web analytics (governed by Google's terms of service and privacy policy)
• Google AdSense — display advertising (governed by Google's publisher policies)
• CoinGecko, Polygon.io, Alpha Vantage, FMP, FRED — market data providers (governed by their respective API terms)
• Financial news aggregation services — third-party news content
• Social media platforms — share and follow functionality

The inclusion of links to, or integration with, third-party services does not constitute an endorsement of those services, their owners, their content, or their products. Vextor Capital is not responsible for the content, accuracy, privacy practices, availability, or security of any third-party service.

Your use of third-party services accessed through or in connection with Vextor Capital is governed by those services' terms and is at your sole risk. Vextor Capital is not a party to any transaction you enter into with a third party, and we have no liability for any loss or damage arising from your interaction with third-party services.

12. Advertising and Monetization

Vextor Capital is supported in part by advertising revenue. Advertisements are displayed through Google AdSense and potentially other advertising networks. By using the Service, you acknowledge that:

• Third-party advertisers may serve ads on Vextor Capital that are targeted based on your browsing behavior, interests, and demographic data as determined by the advertising network's algorithms.
• Vextor Capital does not endorse the products, services, or claims of any advertiser.
• Advertisement content is determined by the advertising network, not by Vextor Capital's editorial team.
• Financial advertisements displayed on Vextor Capital are not vetted by Vextor Capital for accuracy and do not constitute a recommendation or endorsement.
• You may opt out of interest-based advertising through your browser settings, the Google Ad Settings page, or other opt-out mechanisms provided by advertising networks.

All paid content, sponsored posts, or affiliate arrangements, where they exist, will be clearly disclosed in accordance with applicable FTC guidelines (16 C.F.R. Part 255) and equivalent regulations in other jurisdictions. Editorial decisions are made independently of advertising relationships. See our Editorial Policy and Advertise page for more information on our advertising practices and editorial independence.

13. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VEXTOR CAPITAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, LICENSORS, CONTENT PROVIDERS, AND DATA PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. Specifically, and without limiting the foregoing, Vextor Capital makes no warranty that:

• The Service will be uninterrupted, timely, secure, or error-free at any time or on a continuous basis
• Results obtained through use of the Service will be accurate, reliable, or suitable for your intended purpose
• Any errors, defects, or deficiencies in the Service will be corrected
• The Service or the servers that make it available are free from viruses or other harmful components
• Financial data, prices, quotes, or analytical content are accurate, complete, up-to-date, or free from errors
• The Service is suitable or appropriate for use in any particular jurisdiction or for any particular purpose
• The Service will meet your specific requirements
• Any specific investment outcome will be achieved by following information on the platform

Any content downloaded or otherwise obtained through the Service is accessed at your own risk, and you are solely responsible for any damage to your computer or other device or loss of data that results from such access. No oral or written information or advice given by Vextor Capital or its representatives shall create any warranty not expressly stated in these Terms.

14. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL VEXTOR CAPITAL, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR ANY OTHER DAMAGES OF ANY KIND, EVEN IF VEXTOR CAPITAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This limitation applies to damages arising from:

• Financial losses resulting from investment or trading decisions made in reliance on Vextor Capital data, analysis, tools, or Content
• Loss of profits, revenue, business, goodwill, anticipated savings, or opportunities
• Loss of or damage to data
• Inaccurate, delayed, unavailable, or erroneous market data or financial information
• Unauthorized access to your account or personal data
• Interruptions to the Service or delays in transmission
• Actions or omissions of third-party data providers, advertisers, or linked services
• Any matter arising from your use of or inability to use the Service

TO THE EXTENT THAT VEXTOR CAPITAL'S LIABILITY CANNOT BE EXCLUDED UNDER APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID TO VEXTOR CAPITAL IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability. If you are located in such a jurisdiction, some of the above limitations may not apply to you to the extent prohibited by law. In such cases, our liability is limited to the maximum extent permitted by applicable law.

15. Indemnification

You agree to defend, indemnify, and hold harmless Vextor Capital and its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable legal fees) arising out of or relating to:

• Your use of or access to the Service
• Your violation of these Terms
• Your violation of any applicable law, regulation, or third-party right, including any intellectual property right, privacy right, or publicity right
• Any User Content you submit to or through the Service
• Your negligence, fraudulent conduct, or willful misconduct
• Your use of any financial data from Vextor Capital in a manner that violates applicable securities law

Vextor Capital reserves the right to assume exclusive control of the defense of any matter subject to indemnification by you, in which case you agree to cooperate reasonably with Vextor Capital's defense of such matter. You may not settle any claim without Vextor Capital's prior written consent. This indemnification obligation survives termination of these Terms.

16. Dispute Resolution and Arbitration

Informal Resolution First

Before initiating any formal dispute resolution process, you agree to contact Vextor Capital at vextorcapital@vextorcapital.com and describe your dispute in reasonable detail. You and Vextor Capital agree to make a good-faith effort to resolve the dispute informally within thirty (30) calendar days of the date the notice is received. This informal resolution requirement is a prerequisite to initiating any arbitration or litigation.

Binding Arbitration

If we are unable to resolve the dispute informally within the 30-day period, and to the extent permitted by applicable law, you and Vextor Capital agree that any dispute, claim, or controversy arising from or relating to these Terms or the Service — including disputes about the validity, enforceability, applicability, or interpretation of this arbitration clause — shall be resolved exclusively by final and binding arbitration rather than in court, except as set forth below.

Arbitration means that you are waiving your right to a jury trial and to bring claims as part of a class action or representative action. The arbitrator's decision shall be final and binding, subject to limited judicial review as provided by the applicable arbitration rules.

Class Action Waiver

To the fullest extent permitted by applicable law, you waive your right to participate as a plaintiff or class member in any purported class action, collective action, private attorney general action, or other representative proceeding against Vextor Capital.Unless both you and Vextor Capital agree in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of class or representative proceeding.

Exceptions to Arbitration

Notwithstanding the foregoing, the following claims are excluded from the arbitration requirement and may be brought in any court of competent jurisdiction: (a) claims to enforce intellectual property rights; (b) claims for injunctive or other equitable relief; and (c) claims that applicable law expressly requires to be resolved in court, including small claims court matters.

European Union Users

If you are a consumer resident in the European Union, the mandatory arbitration and class action waiver provisions above do not apply to you to the extent prohibited by EU consumer protection law. You retain the right to bring proceedings in the courts of your country of habitual residence and to use the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

17. Governing Law and Jurisdiction

These Terms and any dispute arising hereunder shall be governed by and construed in accordance with applicable law, without regard to any conflict of law principles that would require the application of the laws of any other jurisdiction.

For users outside the European Union: to the extent that the arbitration clause does not apply or is found to be unenforceable, you agree to submit to the exclusive personal jurisdiction of courts of competent jurisdiction for the resolution of any dispute arising from these Terms or your use of the Service.

For users in the European Union: you may bring legal proceedings in the courts of your country of habitual residence or in the courts of the jurisdiction where Vextor Capital's principal place of business is located. Nothing in these Terms affects your rights as a consumer under the mandatory consumer protection laws of your country of residence.

18. Privacy and Data Protection

Our collection, use, and processing of personal information in connection with the Service is governed by our Privacy Policy and Cookie Policy, each of which is incorporated by reference into these Terms. By using the Service, you consent to such collection, use, and processing as described in those policies.

Vextor Capital complies with applicable data protection laws including the EU General Data Protection Regulation (GDPR — Regulation (EU) 2016/679), the UK GDPR, the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), and other applicable privacy frameworks. Your rights under these laws, including rights of access, rectification, erasure, and data portability, are described in our Privacy Policy.

If you have questions or concerns about how we process your personal data, please contact us at vextorcapital@vextorcapital.com.

19. Modifications to Terms and Service

Vextor Capital reserves the right to modify, update, or replace these Terms at any time. When we make material changes, we will update the “Last Updated” date at the top of this page. For significant changes, we will provide additional notice — which may include displaying a notice on the Service, sending an email to registered users, or other reasonable communication methods.

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service.

Vextor Capital also reserves the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may add new features, remove existing features, change our data providers, modify tool functionality, or make any other changes to the Service at our discretion. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service or any part thereof.

We encourage you to review these Terms periodically to stay informed of any updates. The date of the most recent revision is always shown at the top of the page.

20. Termination and Suspension

Vextor Capital reserves the right, in our sole discretion, to suspend, restrict, or permanently terminate your access to the Service at any time, with or without cause, and with or without notice, without liability to you. Grounds for termination include, but are not limited to:

• Violation of any provision of these Terms
• Conduct that we believe, in our sole discretion, is harmful to other users, us, our data providers, or third parties
• Any illegal activity conducted through or in connection with the Service
• Non-payment of any fees owed
• Technical, security, or legal reasons that make continued access inadvisable
• A request from a regulatory authority or law enforcement agency

Voluntary Termination: You may close your Vextor Capital account at any time by contacting us at vextorcapital@vextorcapital.com. Upon account closure, your right to access account-restricted features ceases. Content you have previously accessed through non-account features may remain accessible until we update it or cease publication.

Provisions of these Terms that by their nature should survive termination will do so, including without limitation: Section 3 (Not Financial Advice), Section 9 (Intellectual Property), Section 13 (Disclaimer of Warranties), Section 14 (Limitation of Liability), Section 15 (Indemnification), Section 16 (Dispute Resolution), Section 17 (Governing Law), and Section 21 (Severability and Entire Agreement).

21. Severability and Entire Agreement

If any provision of these Terms is held by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be modified to the minimum extent necessary to make it enforceable, or, if it cannot be so modified, it shall be severed from these Terms. In either case, the remaining provisions of these Terms will continue in full force and effect, and the invalid or unenforceable provision will be deemed modified or replaced by a valid, enforceable provision that most nearly reflects the intent of the original provision.

These Terms, together with our Privacy Policy, Cookie Policy, Risk Disclosure Statement, and any other policies or agreements expressly incorporated by reference herein, constitute the entire agreement between you and Vextor Capital with respect to the Service. They supersede all prior and contemporaneous understandings, agreements, representations, and warranties, whether written or oral, with respect to the Service.

No waiver by Vextor Capital of any breach or default by you of any provision in these Terms shall be deemed a waiver of any subsequent breach or default, nor shall it constitute a waiver of the provision itself. A waiver is only effective if made in writing and signed by an authorized representative of Vextor Capital.

These Terms do not create any agency, partnership, joint venture, employment, or fiduciary relationship between you and Vextor Capital. You may not assign or transfer these Terms or any rights or obligations hereunder without Vextor Capital's prior written consent. Vextor Capital may freely assign these Terms without restriction.

22. Contact Information

If you have questions about these Terms of Service, wish to report a violation, or need to contact us for any legal matter related to the Service, please reach out through the following channels:

We typically respond to legal inquiries within 5–10 business days. For urgent matters involving potential legal violations or security incidents, please include “URGENT” in the subject line.

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